Terms and Conditions
Last updated: January 09, 2026
Agreement to Terms
By accessing or using Capitaleducation magazine's website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not access our services.
Use of Our Services
Eligibility
You must be at least 18 years old to use our services and enter into subscription agreements. By using our services, you represent that you meet this age requirement.
Account Responsibility
If you create an account or subscription with us, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
Acceptable Use
You agree to use our services only for lawful purposes and in accordance with these Terms. You may not:
- Use our services in any way that violates applicable laws or regulations
- Reproduce, distribute, or publicly display our content without permission
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt our services
Subscriptions
Subscription Terms
When you purchase a subscription to Capitaleducation magazine, you agree to the subscription terms specified at the time of purchase, including pricing, billing frequency, and delivery method.
Billing
Subscriptions are billed according to the selected payment period. Monthly subscriptions are billed monthly, and annual subscriptions are billed annually. Payment is due at the beginning of each billing period.
Renewals
Subscriptions may automatically renew at the end of each billing period unless cancelled prior to renewal. You will be charged at the then-current subscription rate.
Cancellation
You may cancel your subscription by contacting us. Cancellation will take effect at the end of the current billing period. No refunds are provided for partial billing periods.
Content and Intellectual Property
Our Content
All content provided through Capitaleducation magazine, including text, graphics, images, and other materials, is owned by or licensed to Capitaleducation magazine and protected by intellectual property laws.
Limited License
We grant subscribers a limited, non-exclusive, non-transferable license to access and view our magazine content for personal, non-commercial use. This license does not permit reproduction, distribution, or public display of content.
User Content
If you submit any content to us, you grant us a non-exclusive right to use, reproduce, and publish that content in connection with our services.
Delivery
For print subscriptions, we will make reasonable efforts to deliver magazines according to standard delivery schedules. Delivery times may vary based on location. We are not responsible for delays caused by postal services or circumstances beyond our control.
Disclaimers
Our services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the availability, accuracy, or completeness of our services.
Capitaleducation magazine provides educational and informational content. Our content should not be considered professional advice. For matters requiring professional assistance, please consult qualified professionals.
Limitation of Liability
To the fullest extent permitted by law, Capitaleducation magazine shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
Indemnification
You agree to indemnify and hold Capitaleducation magazine harmless from any claims, damages, or expenses arising from your use of our services or violation of these Terms.
Modifications to Services
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice. We may also modify these Terms from time to time by posting updated terms on our website.
Governing Law
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes shall be resolved in the courts of Ontario.
Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Entire Agreement
These Terms, along with our Privacy Policy and other policies, constitute the entire agreement between you and Capitaleducation magazine regarding your use of our services.
Contact Information
For questions about these Terms and Conditions, please contact us:
- Email: [email protected]
- Phone: +1 (416) 903-5905
- Address: 1208 Bay St, Suite 2100, Toronto, ON M5R 2A5, Canada